Credit card(CC) usage is a common issue amongst the mid economical level of people. Credit cards serve as instant money to people to pay emergency bills on time. These credit cards are easy way of meeting unforeseen expenditures.
Though it saves the trouble of carrying money wherever you go, you have to be alert when you use it for your payments in order to guard your privacy and your money from fraudulent hackers.
Never share your credit card details to anybody unknown to you. It is one of the tricks of the credit card attackers to make phone calls to you claiming to be calling from credit card companies.
They ask for your credit card number stating that they would like to verify your credit card number and other details. When you receive any mysterious call from unknown caller, just hang up and inform your credit card company or bank to verify that the call was a scam.
Sign after you swipe:
The swipe and sign way of credit card usage is the best method to keep away the fraudulent at bay. All these malicious thieves have become smart in following you and figure out ways to track your personal identification number from the machine after you have just finished using it.
That is the reason you have to be extra careful when you Make use of your credit card. Many business firms advise their clients to always sign for a purchase after they utilize their card for paying unpaid bills.
So the criminal’s chance to hack the card details and the money becomes hard and there is lesser chance of duplicating your card.
This is the reason many business firms ask for identification when you use your credit card to pay your bills. Make sure you have shredded all the receipts of payments using your credit card.
Beware of scams on mails:
Do not simply scan your mails to check their senders. Another way to get to know your credit card number is through e-mails. If you by chance open such mails, all your personal details can be hacked by criminals.
These criminals can duplicate your card in another person’s name and charge you thousands and thousands from your account.
You will come to know about the scam only when you get intimation from your bank about your new account. You should check your mail regularly not to miss out important information from the bank or Credit Card Company.
Word of caution:
When you are suspicious about your credit card operations or if someone steals away your credit card, get into action immediately.
Never delay at any cost to inform your Credit Card Company or bank and give them details of your situation.